Terms & Conditions
Effective Date: 10/14/2025
Last Updated: 10/14/2025
Welcome to Heritage Capital Partners (“Company,” “we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your access to and use of our website, [insert website URL] (the “Site”), and any services, consultations, or content provided by Heritage Capital Partners (collectively, the “Services”).
By accessing or using our Site, you agree to comply with these Terms. If you do not agree, please do not use this website.
1. General Information
Heritage Capital Partners provides financial education, strategic consulting, and related services for agricultural businesses and individuals. Information shared through this Site is for educational and informational purposes only and does not constitute legal, accounting, or individualized financial advice.
All content is intended to help users make informed decisions but should not replace personalized guidance from a licensed financial professional.
2. Acceptance of Terms
By using this Site, you confirm that you:
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Are at least 18 years of age or have legal capacity to enter a binding agreement.
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Have read, understood, and agreed to these Terms and our Privacy Policy.
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Will comply with all applicable laws and regulations.
Heritage Capital Partners reserves the right to modify these Terms at any time. Updated Terms will be posted on this page, and continued use of the Site constitutes acceptance of those changes.
3. Use of the Website
You agree to use this Site and its content only for lawful purposes and in a manner consistent with these Terms. You may not:
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Use this Site in a way that could harm, disable, or impair its functionality.
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Attempt to gain unauthorized access to our systems, data, or user information.
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Copy, distribute, reproduce, or exploit any part of the Site’s content without written permission.
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Use the Site for fraudulent, misleading, or harmful activities.
We reserve the right to terminate access to any user found violating these Terms.
4. Services and Consultations
All consultations, strategy sessions, and services offered by Heritage Capital Partners are designed to provide general financial strategies for agricultural businesses and related industries.
We do not:
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Guarantee specific financial outcomes, investment returns, or operational success.
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Provide investment, tax, or legal advice unless expressly stated in writing.
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Act as a fiduciary, broker, or financial advisor under regulatory authority unless otherwise licensed.
Any recommendations or insights provided are based on information shared by the client and current market or industry trends. The accuracy of results depends on the client’s implementation and ongoing management.
5. Payment and Refunds
If you purchase paid services from Heritage Capital Partners, you agree to pay all fees in accordance with the terms presented at the time of purchase or engagement.
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All fees are quoted in U.S. dollars unless otherwise specified.
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Payment terms, billing schedules, and refund eligibility are defined in individual client agreements or service contracts.
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Unless stated otherwise in writing, all payments are final and non-refundable once services are rendered or access to materials has been granted.
6. Intellectual Property
All content on this Site, including text, graphics, logos, videos, and other materials, is the intellectual property of Heritage Capital Partners or its content providers and is protected by copyright, trademark, and other intellectual property laws.
You may view and print content for personal, non-commercial use only. Reproduction, distribution, modification, or use of any content for commercial purposes without written authorization is strictly prohibited.
7. Links to Third-Party Websites
Our Site may contain links to third-party websites or services that are not owned or controlled by Heritage Capital Partners.
We are not responsible for the content, accuracy, or privacy practices of any external sites. Visiting or interacting with third-party links is done at your own discretion and risk.
8. Disclaimer of Warranties
The Site and Services are provided “as is” and “as available.” Heritage Capital Partners makes no warranties, express or implied, regarding the accuracy, reliability, or availability of the Site or Services.
We do not guarantee that:
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The Site will always be available or free from errors.
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The information provided will meet your expectations or result in specific outcomes.
Use of the Site and Services is at your own risk.
9. Limitation of Liability
To the fullest extent permitted by law, Heritage Capital Partners and its affiliates, employees, contractors, and representatives will not be liable for any direct, indirect, incidental, or consequential damages arising from:
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Use or inability to use the Site or Services
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Reliance on any information provided through the Site
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Errors, omissions, or delays in content or communication
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Unauthorized access to or alteration of data
You agree to indemnify and hold Heritage Capital Partners harmless from any claims, losses, or damages related to your use of the Site or violation of these Terms.
10. Indemnification
You agree to defend, indemnify, and hold harmless Heritage Capital Partners, its affiliates, officers, employees, and partners from any and all claims, liabilities, damages, costs, and expenses arising out of your use of the Site, your breach of these Terms, or your violation of any rights of another party.
11. Governing Law and Jurisdiction
These Terms are governed by and construed in accordance with the laws of the State of Nebraska, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved in the courts located in Nebraska, and you consent to the jurisdiction of those courts.
12. Termination
We reserve the right to suspend or terminate your access to the Site or Services at any time, without notice, for any conduct that we believe violates these Terms or is harmful to our business, users, or reputation.
13. Contact Us
If you have questions about this Terms and Conditions, or wish to exercise your data rights, please contact us at:
Heritage Capital Partners
tonia@heritage-capital-partners.com